Freaky Pictures & Whacky Stuff !!

If any of you out ther are like me then this next bit of info may come in handy :)

Back to the freaky pics soon ...Promise ;)

Applying for a loan when you are unemployed money can be pretty tough. In fact, it is when you are unemployed that you mainly need the extra money that a loan could give you. So are you allowed to take one out or are loans only for the employed? Well, the good news is that you can still get a loan if you are unemployed it is just hard finding a company to help you.

The main reason loan companies do not like lending to the unemployed is obvious – they do not have any source of proper income. So just how exactly could they pay back the loan without proper income? That is something you will have to ask yourself. If you could afford it somehow then that is great and you should not let anything stop you from applying, but if you cannot afford it you should really think again. Getting into any kind of debt is advised against so if you cannot afford the repayments it is not worth applying for a loan of any type.

The best thing is that you are a homeowner and apply to get a secured loan. Tenants can also benefit too. The best way to find the loan that you need is to do a search online. It is hard to find companies which offer unemployed loans as it is without scanning the phonebook for hours at a time! So, do your research and you will find what you are looking for!

Moving away from freaky Pictures for the second time but for just a second Im going to talk today about personal Finance. Ill be back with some freaky photos later :)

If you are struggling with your loan repayments, you may want to think about personal financial planning. Whilst many people associate financial planning as a method of preventing debt in the first place, it can also help you out of it too. So, if you haven’t yet thought about it now is the time!

Firstly look at everything that you have coming in. Then the more complicated task of working out what is going out of your bank each month. You will need to split it into sections such as loans, food, utility bills, entertainment, clothing and household costs. Once you have written everything down, study the list and see if there is anything you can change. For example, do you buy so many DVD’s a month when you could actually get away with cutting it down? Do you eat out on certain days when instead you could eat healthier and cheaper at home? Are your credit cards the cheapest available and offering the best rewards? Think about all of the unnecessary expenses and see exactly what you can change to give you a little extra money for your loan repayments.

Many people find that financial planning really does help them and it really will make you feel more empowered about your current financial situation.

Check out a place where you can now have your own online photo Album :):)

Sorry for the lack of photos recently but will be back soon ;);0 wilth more been busy busy with family stuff
Also dont for get the video tube ..